Fluid SBA Loans

Invest in your business and watch it grow

Getting a Small Business Administration 7(a) loan is the ideal choice for financing your business without incurring too much debt. They're guaranteed by the federal agency which make SBA loans one of the more flexible options with the lowest rates. One downside is that typically it is extremely difficult to qualify for. Luckily Fluid Business Resources is here to help.

Qualifications and Loan Features

(a) General business loans:

  • 600+ personal credit score for $30,000 to $150,000 loan
  • 650+ personal credit score for $150,000+ loan
  • 2+ years in business
  • $50,000+ in annual revenue 
  • 8.5% to 9.21% APR


7(a) Commercial real estate loans:

  • 675+ personal credit score
  • 2+ years in business
  • $50,000+ in annual revenue
  • At least 51% of the property must be used by and occupied by the business
  • 6.1% to 6.15% APR

How do I start?

Loan application checklist along with these docs

  • SBA’s borrower information form
  • Statement of personal history
  • Personal financial statement
  • Personal income tax returns (previous three years)
  • Business tax returns (previous three years)
  • Business certificate/license
  • Business lease
  • Loan application history
  •  

Call us today at 844.553.5843 or email us at info@fluidbusinessresources.com and a dedicated representative will guide you through the process.